A lot of truck accident victims have no experience in dealing with insurance companies. They may not be familiar with how the insurance claims process works. Because of this, they may just trust what an insurance representative will tell them when handling their claims.
However, this won’t allow a truck accident victim to maximize their monetary compensation. If you are one of them, you may think the insurer understands how traumatic your experience was that they recognize the severity of your injuries and care about your interests. Unfortunately, the job of an insurer is to pay you as little money in compensation as possible. So, if you have been seriously injured in a truck accident, consult with one of the best Palmdale Lancaster truck accident lawyers as soon as possible. Your attorney will put up a fight for you. They will help you understand the true value of your personal injury claim and fight to ensure you are compensated accordingly. When you deal with insurance companies, here’s what your attorney will always remind you:
Never Be Fooled
When you interact with an insurer to discuss your personal injury claim, never assume an insurance adjuster is your friend. Otherwise, you could comfortably talk about the details of your accident and injuries and end up saying something that can be used against you. Thus, you must take what they say with a grain of salt and never presume they are concerned about your wellbeing.
Avoid Giving the Adjuster a Recorded Statement
When an insurance adjuster contacts you regarding your claim, they may request you to give a recorded statement. However, during the interview, they may ask misleading questions to try to get you to say the wrong thing. They will use your statement against you later. Never be compelled to give in to their request.
Avoid Signing a Medical Release Form
This form authorizes the insurance company to access your medical records. When you sign the form, the insurer may claim your injuries have to do with a previous injury or a pre-existing condition and that it is not related to the accident at all. Signing the form will only complicate your case, so it is best not to do it.
Contact a Truck Accident Attorney
When you are represented by a truck accident attorney, the insurance company cannot take advantage of you. Your attorney can make sure you get the maximum compensation you deserve for all of the damages you have suffered.
